What is Accounting Rate of Return and Why Should You Care?
Have you ever wondered how to determine if an investment is really worth your hard-earned money? Let's talk about the Accounting Rate of Return (ARR). It's like a more detailed cousin of your typical Return on Investment (ROI). While ROI gives you a basic idea of profit, ARR goes deeper. Why should you care? Because understanding ARR can help you make smarter investment choices by considering factors like working capital and scrap value.
Imagine going on a trip and not only budgeting for travel tickets (initial investment) but also your daily expenses (working capital) and what you could sell your travel gear for afterward (scrap value). It gives you the full picture!
How to Calculate Accounting Rate of Return
Calculating ARR might sound daunting, but it's quite straightforward. Here's the formula to get you started:
[ARR = \frac{\frac{\text{Registered Profit}}{\text{Years of Investment}}}{\frac{\text{Initial Investment} + \text{Working Capital} + \text{Scrap Value}}{2}} \times 100]
Where:
- Registered Profit is the total profit made from the investment.
- Years of Investment is the duration of the investment in years.
- Initial Investment is the initial amount invested.
- Working Capital includes current assets and liabilities required to keep the business running.
- Scrap Value is the remaining value of an asset at the end of its useful life.
Calculation Example
Let's dive into an example of how to calculate ARR.
Imagine we're looking at an investment with these details:
- Registered Profit (RP): $120,000
- Years of Investment (YI): 4
- Initial Investment (II): $150,000
- Working Capital (WC): $30,000
- Scrap Value (SV): $20,000
First, calculate the average annual profit:
[\text{Average Annual Profit} = \frac{\text{RP}}{\text{YI}} = \frac{120,000}{4} = 30,000]
Next, calculate the average investment:
[\text{Average Investment} = \frac{\text{II} + \text{WC} + \text{SV}}{2} = \frac{150,000 + 30,000 + 20,000}{2} = 100,000]
Now, plug these values into the ARR formula:
[ARR = \frac{30,000}{100,000} \times 100 = 30]
The result is expressed as a percentage.
The ARR for this investment is 30%.
Understanding Your Results
Are you starting to see why ARR is such a useful metric? It gives you a more comprehensive look at how well your investment is performing over a period of time, incorporating critical factors often overlooked by simpler calculations like ROI.
Understanding and using ARR can help guide your investment decisions more intelligently. Happy investing!